Customer Service: 866-726-3491
Claims: 866-709-8749
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We are a Florida-based homeowner’s insurance company, founded by experts who not only have extensive backgrounds in insurance, but also reinsurance, investments, claims handling and risk analysis. The leadership team has over 100 year+ experience in residential property insurance in the Florida market. Our team has successfully overseen operations during some of our state’s most difficult hurricane seasons — from Hurricane Andrew to the multiple storms of the 2004-2005 hurricane season. We are financially very strong with an “A, Exceptional” Demotech, Inc. rating. We are dedicated to “Epic Protection Against the Elements.”


  • Florida Insurance Experts 
    Our team has over 100+ years’ experience in the Florida property market.
  • Financial Strength
    EPIC has earned a Financial Stability Rating® of "A", Exceptional, from Demotech, Inc. In addition, all of our reinsurance partners are AM Best “A” rated or higher. We are not highly leveraged, and our investors include prominent global insurers and reinsurers.
  • Service Partners
    We have partnered with tried and tested industry leaders for policy, claims and actuarial support. By pairing with the best, we will meet our goal of excellence in overall operations while providing outstanding service for our clients and agent partners.
  • Dynamic Rate Structure
    We have developed a completely unique pricing model which enables customized, and therefore, more competitive, rates for every policy holder. On average, our rates are 6% below statewide rates. Click here to get a quote.