Elements Property Insurance Company (EPIC) requires a 4 point inspection for insured homes that are over 30 years old. Underwriting findings could prompt a request for a 4 point inspection when a home 30 years old or less.
The purpose of the 4 point inspection is to provide the insurance company with valuable information on the four main systems and components of a home:
The 4 point inspection submitted should be completed by a vendor acceptable to EPIC. Inspections completed by other inspectors and/or inspection companies that meet Florida licensing requirements can be submitted and will be reviewed for acceptability. Those inspections must meet EPIC 4 point inspection requirements.
A sample 4 point inspection has been provided, which you can download here. All inspections submitted should provide the information contained in the sample 4 point inspection. The inspection submitted should be dated within 3 years of the submission date.