Homeowners are encouraged to protect their home from the threat of possible damage. Installing storm shutters to help reduce potential windstorm damage, installing smoke detectors to warn one of the possible threat of fire damage, and installing sprinkler systems to reduce potential fire damage are all examples of a homeowner’s attempt to lessen the extent of or avoid potential damage to their home.
Preparing one’s home from the threat of possible wind damage is one approach for mitigating against the magnitude of destruction. The threat in this case extends from possible damage associated with heavy wind, rain, and windstorms. Homeowners can install features that will help to protect their home against these forces. The presence of these features could qualify one for discounts on their homeowner’s insurance premium. Wind mitigation inspections provide insurance companies and the homeowner with detailed information about the features installed to protect the home against wind related damage. Wind mitigation inspections provide information about these common features:
The wind mitigation inspection should be completed by a vendor acceptable to EPIC. Inspections should be completed by inspectors that meet Florida licensing requirements.
There are two inspection forms that are acceptable to EPIC. Those forms are: